StockRing Services for 401(k) and 403(b) Plan Participants

If you participate at 401(k) plan at your work, StockRing Premium service would help you to avoid the most common mistakes that many employees usually do when their retirement money go unsupervised for a long period of time. Here is a story of one of StockRing current subscribers:

At my work I participate in 401(k) plan managed by Fidelity. When I was enrolling I was given a choice of 20 mutual funds from which I picked 4 where to put my pension money. Over next 3 years my paycheck deductions were going into these 4 funds but the balance on my monthly statements was barely going up. I finally got tired of it and called Fidelity and asked them what was going on. I was told that the mutual funds that I originally picked were going down in the last 2 years and this is why my overall balance is low now. I was upset and asked them why nobody called me from Fidelity and suggested a better fund for me. I heard silence in response.

I turned to StockRing because they offered to research all of my 401(k) mutual fund options and pick the best ones for me to invest in. I ordered Premium service and entered my current 401(k) holdings into my “Real” virtual portfolio to receive “Hold” or “Sell” ratings for each of my 4 mutual funds. I also entered the rest of 16 mutual funds into StockRing “Wish” portfolio where each fund received either a “Wait” or “Buy” rating. Suddenly I knew exactly which funds I had to sell, and in which funds I should start putting my money now. StockRing is currently monitoring both, my “Real” and my “Wish” portfolios on a weekly basis. If anything goes wrong with my current 401(k) holdings I will see it in my next weekly rating report and can quickly switch from bad fund to the good one.

This real life example shows how StockRing portfolio monitoring services could make you a more efficient and alert 401(k) investor. Since you will be receiving a weekly rating report for your retirement account you could quickly adjust your 401(k) portfolio in accordance to the changing stock market conditions.

StockRing Premium service is specifically designed for clients who mostly invest into 401k and 403b retirement plans offered by their employers. Today subscribers can submit to StockRing up to 50 mutual funds that their 401k allows them to invest in and receive weekly status reports with the best funds out of possible 50 to buy right now.

Besides picking the best mutual funds to invest in, StockRing also monitors client’s current 401k holdings and generates a weekly report with the list of mutual funds that should be sold from their 401k portfolios because of poor investment performance. Such weekly emails keep StockRing clients very alert about their 401k holdings and make them quick to react to the changing market conditions.

According to USA statistics the average size of a 401k retirement account is only $29,000 due to much fear, mistrust and confusion about the markets - particularly among lower educated workers - that they are investing very little in their own retirement even when employers encourage it through pension contributions. Basically consumers are afraid that their 401k accounts will actually decline in value since they are employee-managed investments which mostly go unsupervised for long periods of time.

StockRing 401k services minimize the employee’s risk of losing money in mutual funds and actually increases employee’s investment returns through timely regular weekly reviews of client’s 401k current holdings and the rest of the available options offered through their 401k plans. StockRing is the only company that offers such extensive investment advice via 52 weekly reviews and email alerts per year for 401k and 403b customers.

StockRing currently rates 99% of all mutual funds available in USA including funds from Fidelity, T. Rowe Price, Vanguard, American Funds, American Century, Dodge Cox, Janus, Oppenheimer, Franklin, Artisan, Dreyfus, AIM, John Hancock, Merrill Lynch, Wells Fargo, Van Wagoner, Morgan Stanley, and many more.